Differences in our home in SG and NZ

Dear SG,

Let's compare the difference in our home in Singapore and in New Zealand.

SG - 3 bedrooms - HDB Apartment
NZ - 3 bedrooms - Terrace house

SG - 2 bathrooms (toilet and shower)
NZ - 3 bathrooms (1 toilet, and 2 bath and toilet)

SG - 93 square meter floor area
NZ - 185 square meter floor area

SG - current interest rate 2.6% mortgage
NZ - current interest rate 8.8% mortgagee (gasp!)

SG - loan period 25 years
NZ - loan period 30 years

SG - 99 leasehold apartment
NZ - freehold land

SG - living room in the front of the house
NZ - kitchen in the front of the house

SG - Single level
NZ - Double storey

SG - Pay a monthly charge for parking in a HDB carpark
NZ - A garage and a whole row of parking lots outside, free.

SG - Walk to wet market, hawker center and town center
NZ - Walk to supermarket, Wendy's, KFC, MacDonald and town center (we are fast food junkies)

SG - Walk to MRT
NZ - Walk to bus terminal (possible but it will take around 15 mins of walk)

SG - Connects to underground TV cable
NZ - Connects to TV Antenna and satellite dish

SG - Concrete wall throughout
NZ - Plaster wall internally and on the front and back, brick between 2 houses.

SG - Ceramic floor throughout
NZ - Capet floor throughout and ceramic flooring in kitchen and bathrooms

SG - Air Conditional system
NZ - Electric heater and gas heater

SG - External cupboards
NZ - Built in wardrobe (no need to buy cupboards!)

SG - one dog registration per HDB apartment
NZ - no limit but don't go overboard (yipee!)

SG - no cats allowed in HDB apartment (not strictly enforce but legally no)
NZ - no limit but don't go overboard

SG - main entrance is the front door
NZ - we found that most family enter via the garage door instead, front door are only for visitors

SG - letter box under locks and keys
NZ - open letter box

with love from NZ,
J